Figure 3: Integrated automated tool for solar parametric insurance solution- potential time savings

 Time taken in a traditional coverTime taken in an automated tool
Solar irradiation data generation
2–3hours manual work to generate datasets or high costs for outsourcing <1 minuteto have the data at sight in the e-platform
Coverage structure
1–3 daysfor coverage design Tailor made coverage structure options available <5 minutes
Quotation
1–2 daysto obtain reinsurer’s quotation Instant quotation available <5 minutesfrom the time of data input completion
Reinsurance acceptance
1–2 daysof waiting for reinsurer acceptance Acceptance certificate within a single clickafter the final T&Cs are confirmed
Payout report
1–3 daysto manually generate compensation report per policy Single clickreport generation post annual power production value calculation

Source: Swiss Re Institute