Living longer, healthier lives

The global need to improve health and wellbeing presents risks and opportunities for insurers. Our research and data-driven solutions assist in navigating these complexities. We inform insurers about critical impacts on mortality and morbidity, including cancer, metabolic health, mental health, ageing and chronic diseases, to promote proactive health management. Our underwriting innovations make Life and Health insurance more affordable and accessible, helping to close protection gaps. By providing effective solutions, we empower people to take control of their health to not only improve their wellbeing but also strengthen societal resilience.  

Cancer is a leading cause of death globally, making it crucial for insurers to address its impact. Early diagnosis and screening are vital for effective treatment, reducing mortality, and lowering healthcare costs. Our research offers guidance on the latest scientific breakthroughs and fair insurance access for cancer survivors. We seek to improve outcomes by understanding the links between cancer and metabolic health. Our goal is to enhance care quality and manage healthcare risks effectively amid rapid technological advances.

Poor nutrition and lifestyle choices are contributing to a global plateau in life expectancy for the general population in developed countries. Insurers can help their customers improve metabolic health by addressing diet, obesity, diabetes, and non-communicable diseases. Our research examines these risk factors to develop insurance solutions that encourage healthier lifestyles and reduce chronic diseases. With better metabolic health, we aim to enhance healthy longevity and mortality.

Mental health significantly impacts overall health and healthcare costs, making it a crucial area for insurers. Poor mental health has a notable effect on productivity and disability claims. Our research examines diagnoses, innovative treatments like microdosing psychedelics, and the connection between mental and metabolic health. We provide practical suggestions for insurers to integrate mental wellbeing into their underwriting. Mental wellbeing is one of our Big Six Lifestyle Factors affecting health and longevity.

The study of ageing is a critical area of research for the insurance industry due to its significant implications for long-term care, product innovation, longevity, and cognitive diseases such as dementia and Alzheimer’s. As the global population continues to age, the demand for healthcare services and support systems increases, posing substantial challenges for insurers. Our research on ageing aims to develop innovative insurance solutions that effectively address these emerging needs. Furthermore, a thorough understanding of dementia and Alzheimer’s disease is essential in formulating effective prevention and management strategies, thereby ensuring comprehensive care and risk management.