Get engaged with Health & Wellness

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Innovate with Health & Wellness

Unlocking lifestyle factors for a more holistic, flexible and personalised risk assessment process

Lifestyle factors can be leveraged to create a more holistic, flexible and personalised risk assessment process for insurance customers. Swiss Re has developed a pioneering methodology to apply such factors into your underwriting process, so you can engage and get closer to your customers and grow your business.

BENEFIT BY ENGAGING WITH POLICY HOLDERS ON HEALTH AND WELLNESS

  • Elevate your brand

    Interact more frequently with policyholders and enhance your insurance value proposition from only paying claims to prevention
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  • Growth potential

    Drive cross and up-sell opportunities​

  • Improve health & wealth of your policyholders

    Incentivize good lifestyle choices​

  • Provide incentives for healthy and engaged policyholders

    Ensure engagement persistency and motivate behavior change​

  • Reduce lapses

    Engaged policyholders are less likely to lapse which especially reduces anti-selective lapses​

  • Foster a more resilient society

    Educate policyholders on the impact of their lifestyle choices​

Further Information

Partner with Swiss Re and explore opportunities in:

Product Development

Enhance existing products or co-develop new ones

Swiss Re can support you in your product development journey, especially in Underwriting & Pricing and Product Design, focusing on local needs and the requirements of your sales channels.

Underwriting & Pricing

Assess lifestyle factors dynamically

Currently, risk factors are usually assessed only once, prior to policy inception. However, many risk factors and behavior may change over time. Swiss Re can help you take your underwriting to the next level by assessing dynamics, taking into account the changes that happened over time.

Risk Sharing

We participate in the risk

At Swiss Re, we build long-term partnerships. Our goal does not stop at providing consultancy on innovation or product development. We want to grow with you to create a win-win-win situation: win for you, for your customers and for Swiss Re.

Strategic Partnership

We leverage our global expertise and ideas

Collaborate with us and benefit from Swiss Re’s more than 150 years of risk expertise.  Leverage our global footprint and ideas and gain from our insights, experience in white-label engagement platforms, data sets and analytical capabilities.

Engagement Platform

Enjoy full flexibility with our platform-agnostic model

Need a platform? We work with various partners and can help you to evaluate partners in order to find the right platform for your strategy.

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Personal resilience: a new way to underwrite risk

Discover how lifestyle factors can change the way we underwrite risk today

Contact us