Underwriting Ease
Accelerating the use of clinical health data to power the future of manual underwriting.
THE CHALLENGE
When a life insurance application is kicked out of an automated underwriting process, underwriters spend time finding, opening, and sifting through pages of data to piece together the applicant's story.
With the increasing prevalence of third-party data sources, including clinical health data, this problem is becoming even worse.
What if we could remove the administrative burden and give underwriters the exact information they need, when they need it, to decide on a case?
The solution All medical underwriting requirements in one intuitive view
No more hunting down pieces of information, opening multiple windows, and searching for important details.
Swiss Re Reinsurance Solutions Underwriting Ease collects all underwriting requirements and presents the data in a way that makes it easy for underwriters to identify and drill into impairments, interpret clinical health data, and determine the appropriate underwriting decision, faster.
How it works Complements your workbench as a post-automation solution
Underwriting Ease fits seamlessly into your existing underwriting ecosystem, picking up where automation leaves off. We offer multiple integration options to suit your needs – you can access Underwriting Ease as a standalone application or embed it in your workbench. We even provide the resources to support implementation so you can get up and running quickly.
KEY FEATURES What makes Underwriting Ease unique?
What makes Underwriting Ease unique?
Designed by underwriters, for underwriters
A one-stop-shop for all underwriting data, organized by impairment with the ability to drill into the details and compare across data sources.
Clinical health data visualized in a structured way
Key Features
- Displays data in easy-to-read tables and charts with flags for items needing review.
- Underwriting Ease pulls information from the raw digital data from top clincial health providers.
- EHR data is automatically and efficiently organized for underwriting review.
- Proprietary and transparent mapping of 500,000+ clinical codes to 120+ impairments.
- Tech partnerships to ingest, normalize and enrich digital EHR data and convert APS into a structured format.
Seamlessly embeds in your underwriting process
- Works with Magnum or any automated underwriting engine.
- Ingests any underwriting referral rule system.
- Integrates with Life Guide or the underwriting manual of your choice.
- Functions as a standalone or connects to any underwriting workbench.
Fits your unique underwriting philosophy
Powered by Life Guide, or the underwriting manual of your choice.
Technical capabilitites
- Software as a service solution hosted on Microsoft Azure cloud
- Accessible via standalone user interface with SSO capability or API integration with your underwriting workbench
- Native XML intake for any EHR or clinical health data provider
- Proprietary algorithms to organize and present data by 120+ impairments
- EHR data normalization powered by Availity Fusion
- 24/7 monitoring to ensure high availability
