Property Insights
Our risk model helps to drive smart risk decisions and insurance innovation
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In recent years we have seen rising insurance losses from natural disasters such as floods, causing unexpected accumulation risks. In 2024, estimated total economic losses from such events were 318 billion USD. In the absence of reliable and accurate insurance exposure data, enhanced market strategies and excellence in underwriting are key to unlocking sustainable growth in property portfolios and balancing insurance portfolio performance.
At Swiss Re, we can help you optimise efficiency and decision making throughout the insurance value chain by harnessing the power of data, risk models and advanced analytics.
WHAT WE DO Helping you steer your property insurance portfolio and discover new growth opportunities
Property Insights: Global application for risk data and models
Our easy to use, plug-and-play property intelligence solution enhances underwriting processes and empowers you to develop risk level pricing. It facilitates effective portfolio steering and identification of opportunities and loss drivers as well as market benchmarking.
Risk Intelligence add-on: Get actionable property information in your market
Starting from our extensive risk experience and data, we built a risk model to help better quantify property risk exposure and identify segments for profitable growth. Working with the Risk Intelligence add-on in the relevant market, an insurer can identify the risk characteristics of insurable properties, compare the risk profile of its portfolio to the market and learn about potential accumulation risks based on the risks scores for flood, earthquake, windstorm and hailstorm.
We offer various regional and country-specific risk intelligence products, such as:
France
We offer consistent, high-resolution property information for buildings in France. We cover building and contents value estimations for 96 départements.
Find out more about Property Insights for French market and contact us.
Australia and New Zealand
We worked with our artificial intelligence partner to architect a property insurance modelling for residential properties in Australia and New Zealand. Working with our tool, an insurer can identify the risk characteristics of properties in Australia and New Zealand, compare the risk profile of its portfolio to the market and learn about potential accumulation risks.
Find out more about Property Insights for the Australian and New Zealand market and contact us.
USA, Mexico, Colombia
Property Insights help identify risk characteristics associated with buildings in the US, Mexico and Colombia by using non-insurance related datasets from multiple sources such as crime data, real-estate data, aggregated credit scores, home sales stats, regional climate, and others.
Contact us to find out more about Property Insights Application and API.
For even more information about regional and country-specific product, contact us.
HOW IT WORKS Property Insights run on Impact+, our plug-and-play analytics platform
Building on our proprietary NatCat risk models we combine NatCat hazard and risk views with your portfolio exposure at a single place to help you better anticipate increasing claims from natural disasters. Models and data can be accessed in real-time through the Impact+ platform directly. The platform offers a wide range of functionalities for enhanced data analysis and visualisation.