Portfolio Insights
A customisable platform for portfolio enrichment, assessment and optimisation.
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Insurers frequently manage underperforming portfolios without a clear understanding of the root causes behind poor profitability and high volatility. This is often due to the absence of advanced systems capable of aggregating and analysing vast amounts of data to detect accumulation risks. Additionally, insufficient information undermines effective underwriting strategies and portfolio optimisation efforts.
What we do Data, advanced models, and technology to boost portfolio performance
We combine our leading expertise in risk management with advanced technology and data science to help you enhance your portfolio performance. Our Portfolio Insights solution enriches your portfolio with relevant data and models, provides you with an intuitive user interface and robust analytics capabilities. This enables you to identify potential risks in your insurance portfolio, uncover valuable insights, and improve your underwriting. It helps you expose accumulation risks, actively manage and optimise your portfolio, ultimately with the goal of enhancing your financial performance.
How it works Portfolio Insights – Transforming the way you manage your portfolio
Portfolio Insights combines massive data uploading, advanced analytics, data and model enrichment, and portfolio optimisation on one platform.
Each client has a dedicated Portfolio Insights instance, where they can access models and data in real time. The platform offers a wide range of functionalities:
Property analysis with our proprietary NatCat hazard views and events footprints
Use the full power of Portfolio Insights to enrich your insurance portfolio data with our NatCat risk scores for 10s of millions of locations and analyse it to detect vulnerabilities in your portfolios. Further slice and dice your portfolio (for example, compare new versus renewed business, its underwriting performance and hazard profile) to assess portfolio footprint and tail risk for different NatCat hazards. Benchmark your portfolio with historical NatCat events and compare current and past exposures, review your underwriting strategy and detect potential accumulation scenarios.
Enrichment and benchmarking on building characteristics
Working with the Risk Intelligence add-on in the relevant market, an insurer can identify the risk characteristics of insurable properties, compare the risk profile of its portfolio to the market and learn about potential accumulation risks caused by building exposure.
We offer various regional and country-specific risk intelligence products market, and learn about potential such as:
France – In production
We offer consistent, high-resolution property information for buildings in France, including building materials, occupancy type, year built, roof cover, floor area, and more, as well as building and contents value estimations for 96 departments.
USA, Australia and New Zealand – Coming soon
We worked with our artificial intelligence partner to architect a property insurance modelling for residential properties in the USA, Australia and New Zealand. Working with our tool, an insurer can identify the risk characteristics of properties in these markets, compare the risk profile of its portfolio to the market, and learn about potential accumulation risks.
Portfolio optimisation
Estimate optimal portfolio composition according to your targets by leveraging our proprietary optimisation library. Enhance your decision making with a quantitative approach:
- Portfolio Management: Identify optimal mix for better portfolio performance
- Risk Management: Ensure that expected shortfall is in line with your targets and reserves
- Underwriting: Enhance risk selection with a clear view of the impact of new business on your existing portfolio
- Sales: Identify most attractive market opportunities and define targets for your distribution channels